Monday, September 28, 2009

How to create a budget?

How do you create a household budget?
Money may not be the key to happiness, but it is may be the source of your unhappiness. Money management could help you. You need to know about money: where it comes from and where it goes. You need to have pen, paper, calculator or spreadsheet program on computer and all of your monthly bills.
Step 1: Tally your expenses. Expenses are things such as rents, mortgages, cable, car insurance and car payment. Then you use average out how much money you spend monthly.
Step 2: Tally your incomes. Now it is time to calculate how much money you earn every month. Examples of incomes are salary, tips. Your net income is what is left.
Step 3: Compare total incomes and expenses.
If you have more income than expense, good for you. You can save your money.
Step 4: Post you plan.
Step 5: you have done your household budget.

Friday, September 25, 2009

I recently heard, "Failure is a success if we can learn from it." Every step a newcomer takes in Canada is one step closer to the their success. Keep going! This idiom makes me so happy and hard working. I had a terrible week because I felt like a failure in Canada. I don't khnow why. Finally, I passed that. After one busy week I am good now. When I was reading this idiom, I decided to share that with my classmates. I hope this works for you. Have a nice weekend, every one.

Wednesday, September 9, 2009


I went to the Exhibition on Labour Day. The exhibition had a great variety of entertainment for people. The army had maneuvers in the exhibition and around the Lakeshore Drive. They brought in weapons of war and military force,such as tanks, jeeps and mortar-shells. They let people touch the weapons, and soldiers explained their use. I took a picture in a soldier's uniform. It made me so happy, but i was a little bit afraid of tanks and soldiers because the soldiers were physically strong and tall. We should thankful for our army because they have a hard and important job.